What Is Maryland Rule 3-625 and How Does Judgment Expiration Work?
How Long a Court Judgment Can Follow Your Paycheck Key Takeaways: Maryland Rule 3-625 gives a money judgment a fixed 12-year lifespan from the date it was entered or last renewed. A creditor may extend that life by filing a notice of renewal, but only while the judgment is still alive; once it lapses after […]
Is Social Security Income Protected From Wage Garnishment in Maryland?
Understanding Your Paycheck, Your Benefits, and Maryland Garnishment Rules Key Takeaways: Social Security income is generally protected from garnishment in Maryland under state and federal law, but protection is not automatic and depends on where funds sit, how quickly you act, and the debt type. Wage garnishment applies to employer earnings and is capped at […]
Maryland’s New Bankruptcy Law Takes Effect June 1 — What Homeowners Should Know
Maryland’s New Bankruptcy Law Takes Effect June 1, Sanchez Garrison & Associates Becomes Leading Resource for Homeowners Seeking Relief New law significantly increases home equity protections for Maryland homeowners and may allow more people to qualify for Chapter 7 bankruptcy BALTIMORE, Md., April, 2026, Sanchez Garrison & Associates, a Maryland most highly rated consumer bankruptcy […]
Maryland’s New Bankruptcy Law Changes Everything for Homeowners. Here Is What You Need to Know Before June 1
If you own a home in Maryland and have been told that bankruptcy may not protect you, that may be about to change. A new Maryland law has already been approved and will apply to bankruptcy cases filed on or after June 1, 2026. It dramatically increases the amount of home equity many Maryland residents […]
Why Maryland Employers Have Just 30 Days to Respond to Wage Garnishment Writs
When the Clock Starts Ticking: Your 30-Day Deadline Matters If you’re an employer who just received a wage garnishment writ, you have exactly 30 days to file your Answer with the court – not a day more. This strict timeline isn’t just a suggestion; it’s a legal requirement under Maryland law that carries serious consequences […]
Can You Pay Your Chapter 13 Bankruptcy Filing Fees in Installments Over 120 Days in Baltimore?
Facing Financial Hardship? You’re Not Alone in Your Chapter 13 Journey When you’re already struggling financially, coming up with $313 for the Chapter 13 bankruptcy filing fee can feel like an impossible burden. The good news is that yes, you can pay your Chapter 13 bankruptcy filing fees in installments over 120 days in Baltimore. […]
What Should You Expect at Your 341 Meeting of Creditors 4-6 Weeks After Filing Chapter 13 in Baltimore?
Your Chapter 13 Bankruptcy Journey: Preparing for the Crucial 341 Meeting Filing for Chapter 13 bankruptcy marks a significant step toward financial recovery, but the process can feel overwhelming, especially when you receive notice of your upcoming 341 meeting of creditors. If you’ve recently filed Chapter 13 bankruptcy in Maryland, you’re likely wondering what this […]
What Happens If Multiple Creditors Try to Garnish Your Wages at the Same Time in Maryland?
Facing Multiple Wage Garnishments? Understanding Your Rights with a Wage Garnishment Lawyer in Baltimore If you’re already struggling with one wage garnishment and now face additional creditors seeking to garnish your paycheck, you’re experiencing one of the most financially overwhelming situations possible. The fear of losing most or all of your income to multiple garnishments […]
Do Baltimore Chapter 7 Bankruptcy Filers Have to Attend Their 341 Meeting Within 20-45 Days of Filing?
Understanding Your 341 Meeting Timeline with a Chapter 7 Bankruptcy Lawyer in Baltimore If you’re facing overwhelming debt and considering Chapter 7 bankruptcy, you might be worried about the timeline and requirements—especially the mysterious “341 meeting” you’ve heard about. The truth is that yes, Chapter 7 bankruptcy filers must attend their 341 meeting (also called […]
Are Creditors Required to Send You Monthly Payment Reports During Wage Garnishment in Maryland?
What Every Baltimore Worker Should Know About Wage Garnishment Reporting Requirements Yes, creditors are required to send you monthly payment reports during wage garnishment in Maryland. If your wages are being garnished and you haven’t received regular statements showing how much has been paid toward your debt and what remains, your creditor may be violating […]